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CD Type Annuity

Fixed Annuity

Immediate Annuity

Hybrid Annuity

Equity Indexed Annuity

Single Premium Immediate Annuity Policies

Request a Single Premium Immediate Annuity Quote for Yourself. For assistance call 1-866-DA DOT COM

What is a Single Premium Immediate Annuity?

A Single Premium Immediate Annuity is a life annuity contract between you and an insurance company. By paying in a lump sum of money you are guaranteed to receive an life annuity payment each month over a period of time. The amount of the payment is determined by both the current interest rate at the time your contract is issued and by choices you make from a wide variety of payment options. Once your contract is issued, your annuity payment is fully guaranteed for the period of time you have chosen. In addition, there are some excellent TAX BENEFITS to this type of payout. A portion of each payout is a TAX FREE return of your cost basis which means only a portion of each payout you receive is subject to tax.

Single Premium Immediate Annuity Quote

Personal Data

Please select annuitant’s state of legal residence

If you are the only one receiving an income please complete this section and you are known as the Primary Annuitant.

If you and another person are both to receive income from this annuity please fill out the info for Joint Annuitant.

Primary Annuitant's Date of Birth (required):

Male

Female

If you and another person are both to receive income from this annuity please fill out the info for Joint Annuitant

Joint  Annuitant's Date of Birth (required):

Male

Female

Life Income Options

These options are based on your life expectancy. They ALL will pay you an income for as long as YOU live. Some of the options have guarantees built into them thereby assuring someone, (you or your beneficiary) that they will receive a guaranteed minimum amount. 

Life Only

Payments will continue for the rest of your life. Upon your death all payments will stop. This is NOT an option you would chose if you want to leave some money to your beneficiary.

Life and Period Certain

Life and period certain means payments will continue for the rest of your life, but for no less than the stated number of years. If you should die before the end of the stated number of years, your beneficiary would continue to receive the payments for the remainder of those years. 

If you chose this option you must select a guarantee period of at least 5 but no more than 50 years. 

Life with Cash Refund 

Payments will continue for the rest of your life. If you should die before you have been repaid your initial investment, the balance of your initial investment will be paid in a Single Sum to your beneficiary.

Life with Guaranteed Minimum 

Payments will continue for the rest of your life. If you die before you have been repaid your initial investment, payments will continue to your beneficiary until the balance of your investment has been paid.

Guaranteed Income Option

This option IS NOT based on your life expectancy. You or your beneficiary are guaranteed to be paid for a specific time period. 

Period Certain 

You or your beneficiary are guaranteed to be paid your principal and interest over the number of you years you elect. 

If selected, must be at least 3 but not more than 50 years. 

Source of Funds 

Qualified Funds The source of Funds are from a 401(k) Plan, TSA, IRA etc. 

Non Qualified Funds The source of Funds are from Saving, CD's etc. 

Payments

Frequency of Payment:

When will payments begin:

Amount of Premium

Calculate Income 

Please calculate an income based on a Single Premium Payment of . 

Calculate Lump Sum

Please calculate the Amount Required to produce a income of .

Please Fully complete the following for a SPIA Quote

First Name

Last Name

Street Address

P.O. Box 

City

State Zip

Telephone Number

Email Address

Please note that your telephone number is required as one of our representatives will call you to confirm this information and select your payout options.

 

Direct Annuities