4.01% for 5 years! 4.31% for 10 years! Rates updated daily with all the top carriers.
Also we offer the highest caps for all index annuities in the insurance market today! Take advantage of market gains with no downside risk.
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December 12th, 2018
Today’s Highest MYGA Interest Rates
| Company | Product | Duration | Rate | |
|---|---|---|---|---|
| Atlantic Coast Life (B+) | Safe Harbor 10 | 10 Yrs | 4.31% effective compound rate – (6.15% Year 10, 5.15 (Years 2-10) SIMPLE Interest | |
| Liberty Bankers Life (B++) | Bankers Elite 9 | 9 yrs. | 3.85% | |
| Oxford Life (A-) | Multi-Select 8 | 8 yrs. | 3.85% | |
| Atlantic Coast Life (B+) | Safe Harbor 7 | 7 yrs. | 4.22% effective compound rate – 5.65% (Yr. 1), 4.65% (Yrs 2-6) SIMPLE Interest | |
| Atlantic Coast Life (B+) | Safe Harbor 6 | 6 yrs. | 4.12% effective compound rate – 5.40% (Yr. 1), 4.40% (Yrs 2-6) SIMPLE Interest | |
| Atlantic Coast Life (B+) | Safe Harbor 5 | 5 yrs. | 4.01% effective compound rate – 5.15% (Yr. 1), 4.15% (Yrs 2-6) SIMPLE Interest | |
| Oxford Life (A-) | Guaranty 4 Annuity (MVA) | 4 yrs. | 3.35% | |
| Colorado Bankers Life (B+) | CBLA 3 | 3 yrs. | 3.10% |
We have access to all rates for annuities available today!
Our experts have years of experience in the annuity market and can help you to navigate through all of the annuity options that are available today. If you are an individual who is trying to understand how these annuities work, give us a call and we’ll be happy to help. 1-866-323-6826. Additionally, once you find an annuity that is right for you, we will put together all of the necessary forms and overnight them to you. Our goal is to make the process as easy as possible for you.
Annuity News
What is the Penalty Tax and When Does it Apply?
An IRS penalty tax, currently 10%, may be payable on any withdrawal of interest or qualified premium made prior to age 59 1/2
When Does My Money Mature
An annuity policy does not "mature" like a bond or certificate of deposit. Both your principal and interest will automatically continue to earn interest until withdrawn or you reach age 100. You can let your
No More 1099’s
There is no withholding tax while your annuity is compounding; it is completely tax-deferred. If you request a distribution (random withdrawals or annuity income), taxes will be withheld - unless you elect differently. Your election
Safety
Your tax-deferred annuity is safe. A qualified legal reserve life insurance company is required to meet its contractual obligations to you. These reserves must, at all times, be equal to the withdrawal value of your