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What is a Single Premium Immediate Annuity?
Single Premium Immediate Annuity is a life annuity contract between you and an insurance company. By paying in a lump sum of money you are guaranteed to receive an life annuity payment each month over a period of time. The amount of the payment is determined by both the current interest rate at the time your contract is issued and by choices you make from a wide variety of payment options. Once your contract is issued, your annuity payment is fully guaranteed for the period of time you have chosen. In addition, there are some excellent TAX BENEFITS to this type of payout. A portion of each payout is a TAX FREE return of your cost basis which means only a portion of each payout you receive is subject to tax.
Annuity Information Request
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