4.01% for 5 years! 4.31% for 10 years! Rates updated daily with all the top carriers.
Also we offer the highest caps for all index annuities in the insurance market today! Take advantage of market gains with no downside risk.
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November 15th, 2018
Today’s Highest MYGA Interest Rates
| Company | Product | Duration | Rate | |
|---|---|---|---|---|
| Atlantic Coast Life (B+) | Safe Harbor 10 | 10 Yrs | 4.31% effective compound rate – (6.15% Year 10, 5.15 (Years 2-10) SIMPLE Interest | |
| Liberty Bankers Life (B++) | Bankers Elite 9 | 9 yrs. | 3.85% | |
| Oxford Life (A-) | Multi-Select 8 | 8 yrs. | 3.85% | |
| Atlantic Coast Life (B+) | Safe Harbor 7 | 7 yrs. | 4.22% effective compound rate – 5.65% (Yr. 1), 4.65% (Yrs 2-6) SIMPLE Interest | |
| Atlantic Coast Life (B+) | Safe Harbor 6 | 6 yrs. | 4.12% effective compound rate – 5.40% (Yr. 1), 4.40% (Yrs 2-6) SIMPLE Interest | |
| Atlantic Coast Life (B+) | Safe Harbor 5 | 5 yrs. | 4.01% effective compound rate – 5.15% (Yr. 1), 4.15% (Yrs 2-6) SIMPLE Interest | |
| Oxford Life (A-) | Guaranty 4 Annuity (MVA) | 4 yrs. | 3.35% | |
| Colorado Bankers Life (B+) | CBLA 3 | 3 yrs. | 3.10% |
We have access to all rates for annuities available today!
Our experts have years of experience in the annuity market and can help you to navigate through all of the annuity options that are available today. If you are an individual who is trying to understand how these annuities work, give us a call and we’ll be happy to help. 1-866-323-6826. Additionally, once you find an annuity that is right for you, we will put together all of the necessary forms and overnight them to you. Our goal is to make the process as easy as possible for you.
Annuity News
Tax-Deferred vs. Fully Taxable
Compare the Return $107,297 Accumulated in a Tax-Deferred Annuity $71,966 Accumulated in a Taxable Account The Difference: $35,331 Note: That at an annuities guaranteed rate of 4%, the return after 25 years would be $66,646.
The Tax-Deferred Advantage
To illustrate the increased earnings capacity of tax-deferred interest, compare it to a fully-taxable earnings. $25,000 at 6.0% will earn $1,500 of interest in a year. A 28% tax bracket means that approximately $420 of
Tax Advantages
You pay NO taxes while your money is compounding. You can also pay a lower tax on random withdrawals because you control the tax year in which the withdrawals are made, and only pay taxes
What is the Tax-Deferred Part of the Fixed Deferred Annuity?
Tax-deferred means postponing your taxes on interest earnings until a future point in time. In the meantime you earn interest on the money you're not paying in taxes. You can accumulate more money over a